Chartered Retirement Advisor (CRA)

Chartered Retirement Advisor (CRA) is a specialized qualification program offered by Association of International Wealth Management of India. CRA Designation demonstrates a professional’s commitment to advising on retirement-related topics. To qualify for the CRA designations, financial professionals must complete a course of study encompassing pre-and post-retirement needs, asset management, estate planning and the entire retirement planning process using models and techniques from real client situations and last but not the least the qualifying exam.

CRA qualification covers the essentials of financial planning, retirement planning, retirement methodologies, estate planning and retirement tools and calculators in an Indian context. This Certificate is designed to upskill financial advisors and wealth managers so that they can provide broader retirement planning advice, recognize and accommodate client complexity and meet evolving client needs.

CRA qualification will ensure that a candidate not only understands the range of retirement planning tools and products that are available in the market but also the right concepts while developing his behavior and conduct required to successfully navigate a complex regulatory landscape.

Topics Covered:

  • Introduction to Financial Planning
  • Retirement Planning
  • Government and Employer Retirement Plans
  • Retirement Planning Methodology
  • Tax issues for Retirees
  • General Retirement Principles
  • Investment Planning & Asset Allocation
  • Tools & Calculators
  • Estate Planning
  • Designing optimal retirement income streams
  • Fiduciary, ethical and regulatory issues for advisors

Reference Book/Study Material
The Suggested/Recommended reference book for this course are:

i. Retire Wealthy- Easy Strategies for All
Author- Ms.Madhu Sinha

ii. Financial Planning- A Ready Reckoner
Author- Ms. Madhu Sinha

iii. The Only Financial Planning Book
Author- Mr. Amar Pandit

iv. Let’s Talk Money
Author- Ms. Monika Halan

Training Calendar: 

You can find the upcoming trainign schedule for CRA program here

Exam Details

AIWMI is offering the CRA examination on an external, remote-proctored platform.  Candidates can schedule an exam by paying the exam fee. Once the exam fee payment is done and exam registration is confirmed, the exam platform sends out the exam link by email to the candidates. Candidates can appear for the exam anytime any day within the next 1 year through this exam link from any place. Candidates need a good internet connection and a functional camera on their PC/ Laptop to appear for this exam.


Sr. No. Name of Module Type of Questions Test Duration No. of Questions Maximum Marks Pass Marks (%) Negative Marking

Chartered Retirement Planner (CRA)

1 Mark MCQ – 40

2 Mark MCQ-30

2 Hrs 70 100 50 Negative marking will be applicable from 1st January 2022


Registration Fee for CRA Program is as given below:

Fee Regular Mode Self Study Mode Exam Mode
17700 5900
Exam Fee 2360 2360 2360
Total 20060 8260 2360
Inclusions 1. Session notes
2. Live online tutorials
3. Past tutorial session recordings
4. Guest sessions by Thought Leaders
5. Mock test
6. Instructional PPTs
7. Refresher tutorials (3 sessions)
8. Exqualifi Membership- 1 Year
9. Complimentary pass to all AIWMI virtual conferences for 1 year
1. All tutorial session recordings
2. Session notes
3. MockTest
4. Refresher sessions (3 sessions)
1. Exam fee for one attempt

Disclaimer: The Association of International Wealth Management of India (AIWMI) is an independent entity/brand and has no relation, whatsoever, with AIWM